Business Loan Zen Terms of Service

Welcome to Business Loan Zen. When using the Business Loan Zen Web site and sites (the "Business Loan Zen site"), you agree to the terms and conditions listed on this page (the "Terms of site"). If you do not agree to these Terms of site then do not use the Business Loan Zen site.

General Terms of Service

You are permitted to use the Business Loan Zen site for personal, non-commercial purposes only.

By using the Business Loan Zen site, you agree to be legally bound and to abide by the Terms of site, just as if you had signed this Agreement. If you do not comply with these Terms of site at any time, Business Loan Zen reserves the right to terminate your access to the Business Loan Zen site. Business Loan Zen may discontinue or alter any aspect of the Business Loan Zen site, including, but not limited to, (i) restricting the time the Business Loan Zen site is available, (ii) restricting the amount of use permitted, and (iii) restricting or terminating any user's right to use the Business Loan Zen site, at Business Loan Zen's sole discretion and without prior notice or liability.

Content and Materials

You acknowledge that Business Loan Zen site contains information, software, photos, video, text, graphics, music, sounds or other material (collectively, "Content") that are protected by copyrights, patents, trademarks, trade secrets or other proprietary rights. All Content is copyrighted as a collective work under the U.S. copyright laws, and Business Loan Zen owns a copyright in the selection, coordination, arrangement and enhancement of such Content. The Business Loan Zen name and logo are trademarks of Business Loan Zen. All other trademarks appearing on the Business Loan Zen site are trademarks of their respective owners. Business Loan Zen's partners may also have additional proprietary rights in the content that they make available through the Business Loan Zen site. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit, any of the Content, in whole or in part, except that you may download one copy of the materials on any single computer for your personal, non-commercial home use only, provided you keep intact all copyright and other proprietary notices. Modification of the materials or use of the materials for any other purpose, including use of any such material on any other Web site or networked computer environment is strictly prohibited. In the event you download software provided by Business Loan Zen, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the "Software") are licensed to you by Business Loan Zen pursuant to any license agreement governing the Software. Business Loan Zen does not transfer title to the Software to you. You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Software to a human-readable form.

Business Loan Zen's Privacy Policy

Business Loan Zen Privacy Policy describes how we treat personal information provided when you use the Business Loan Zen site. You can review it by clicking here.

Submissions

If at our request you send content (e.g., postings, contest submissions, polling questions) or you send us creative suggestions, ideas, notes, drawings, or other information (collectively, the "Submissions"), such Submissions shall be deemed, and shall remain, the property of Business Loan Zen. None of the Submissions shall be subject to any obligation of confidence on the part of Business Loan Zen, and Business Loan Zen shall not be liable for any use or disclosure of any Submissions. Without limitation of the foregoing, Business Loan Zen shall exclusively own all now known or hereafter existing rights to the Submissions of every kind and nature throughout the universe and shall be entitled to unrestricted use of the Submissions for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Submissions.

Links and Search Results

Business Loan Zen site may provide, or third parties may provide, search results or other links to other World Wide Web sites or resources. Because Business Loan Zen has no control over such sites and resources, you acknowledge and agree that Business Loan Zen is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Business Loan Zen shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or sites available on or through any such site or resource.

Disclaimers

PLEASE NOTE THE FOLLOWING IMPORTANT DISCLAIMERS OF WARRANTIES:

THE Business Loan Zen site IS PROVIDED 'AS IS' AND YOU USE IT AT YOUR SOLE RISK. Business Loan Zen EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS.

WITHOUT LIMITATION, Business Loan Zen MAKES NO WARRANTY THAT THE Business Loan Zen site WILL MEET YOUR REQUIREMENTS, THAT IT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT THE RESULTS OBTAINED FROM THE USE OF THE Business Loan Zen site WILL BE ACCURATE OR RELIABLE, OR THAT THE QUALITY OF ANY PRODUCTS, siteS, INFORMATION, OR OTHER MATERIAL OBTAINED THROUGH THE Business Loan Zen site WILL MEET YOUR EXPECTATIONS.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE Business Loan Zen site IS DONE AT YOUR SOLE RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

Business Loan Zen MAKES NO GUARANTEES AS TO THE SITES AND INFORMATION LOCATED WORLDWIDE THROUGHOUT THE INTERNET WHICH YOU MAY ACCESS AS A RESULT OF THE USE OF THE Business Loan Zen site, INCLUDING AS TO: (I) THE ACCURACY, CURRENCY, CONTENT, OR QUALITY OF ANY SUCH SITES AND INFORMATION, OR (II) WHETHER ANY SEARCH USING THE Business Loan Zen site MAY LOCATE UNINTENDED AND OBJECTIONABLE CONTENT.

PLEASE NOTE THAT NO ADVICE OR INFORMATION, OBTAINED BY YOU FROM Business Loan Zen PERSONNEL OR THROUGH THE Business Loan Zen site SHALL CREATE ANY WARRANTY NOT EXPRESSLY PROVIDED FOR IN THESE TERMS OF site.

SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES. IN SUCH JURISDICTIONS, THE FOREGOING DISCLAIMERS MAY NOT APPLY TO YOU INSOFAR AS THEY RELATE TO IMPLIED WARRANTIES.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT Business Loan Zen SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF Business Loan Zen HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE Business Loan Zen site; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND siteS RESULTING FROM ANY GOODS, DATA, INFORMATION OR siteS PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE Business Loan Zen site; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE Business Loan Zen site; OR (v) ANY OTHER MATTER RELATING TO THE Business Loan Zen site. IN NO EVENT SHALL Business Loan Zen'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS Business Loan Zen, ITS PARENTS, AFFILIATES AND SUBSIDIARY COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES, CONSULTANTS AND AGENTS FROM ANY AND ALL THIRD PARTY CLAIMS, LIABILITY, DAMAGES AND/OR COSTS (INCLUDING, BUT NOT LIMITED TO, ATTORNEYS FEES) ARISING FROM YOUR USE OF OUR siteS, YOUR VIOLATION OF THE TERMS OF site OR YOUR INFRINGEMENT, OR INFRINGEMENT BY ANY OTHER USER OF YOUR ACCOUNT, OF ANY INTELLECTUAL PROPERTY OR OTHER RIGHT OF ANY PERSON OR ENTITY. YOU AGREE TO IMMEDIATELY NOTIFY Business Loan Zen OF ANY UNAUTHORIZED USE OF YOUR ACCOUNT OR ANY OTHER BREACH OF SECURITY KNOWN TO YOU.

Termination and Modification

You agree that Business Loan Zen, in its sole discretion, may terminate your account (or any part thereof) or use of the Business Loan Zen site, and remove and discard any Content within the Business Loan Zen site, for any reason, including, without limitation, for lack of use or if Business Loan Zen believes that you have violated or acted inconsistently with the letter or spirit of the Terms of site. Further, you agree that Business Loan Zen shall not be liable to you or any third-party for any termination of your access to the Business Loan Zen site. We reserve the right, at our discretion, to change, add, or remove portions of these Terms of site at any time. Please check back at this webpage periodically for changes. Your continued use of Business Loan Zen following the posting of changes to these terms will mean you accept those changes.

Governing Law and Other Miscellaneous Terms

Unless expressly stated to the contrary elsewhere, all legal issues arising from or related to the use of the Business Loan Zen site shall be construed in accordance with, and all questions with respect thereto shall be determined by, the laws of the state of texas applicable to contracts entered into and wholly to be performed within said state. Any controversy or claim arising out of or relating to these Terms of site or your use of the Business Loan Zen site shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in travis, texas and judgment on the arbitration award may be entered into in any state or federal court in texas having jurisdiction thereof. Any party seeking temporary or preliminary injunctive relief may do so in any state or federal court in texas having jurisdiction thereof. The state and federal courts of texas shall be the exclusive forum and venue to resolve disputes arising out of or relating to these Terms of site. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between you and Business Loan Zen relating to the subject matter herein and shall not be modified by you except in writing, signed by both parties. The Terms of site will inure to the benefit of Business Loan Zen's successors, assigns and licensees.

Copyright and Copyright Notices

Business Loan Zen respects the intellectual property of others, and we ask our users to do the same. Business Loan Zen may, in appropriate circumstances and at its discretion, terminate the accounts of users who infringe the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Business Loan Zen's Copyright Agent with the following information:

    * an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
    * a description of the copyrighted work that you claim has been infringed;
    * a description of where the material that you claim is infringing is located on the site;
    * your address, telephone number, and email address;
    * a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
    * a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

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