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Getting A Small Business Loan
by: Daryl Des Marais

Finding a small business loan does not have to be difficult.
The author outlines some leading resources to get the cash or
credit you need. --Editor
There are a
variety of resources for small business owners. If you have a
previous credit history and some invoices or a track record many
small banks cater to business loans. If you are looking for a grant
there are a great number of resources on the web. If you are
creating a new innovation go to http://www.sba.gov/expanding/grants.html and check for
grants that are currently being offered for innovations. You can
also find small business loans for minorities and special
projects.
If you need capital raised to develop your prototype and you
have a viable product that people have endorsed they would buy then
ckeck out growco.com
and maybe you will find an angel investor. For more information on
grants and loans go to www.usabuinessgrowth.com and click on
grants/capital.
If you are going to apply for a business loan make sure you have
a business plan and monthly income statements as well as a 2-year
cash flow plan. Show them you know how to manage money or get
someone to help you with a plan. Continued Success!
Daryl Des Marais
Business Growth businessgrowth.ca
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About The Author
Daryl Des Marais
Mr. Des Marais has operated small businesses for over 20 years.
He has been a consultant and held positions in some of the fastest
growing companies in Canada. He has held past management positions
in retail, tourism, hospitality and sales for a variety of
companies. He has increased sales by 200% in 2 months for an herbal
doctor; increased sales by 30% in 4 months for a major Canadian Big
Box Retailer and helped several entrepreneurs develop and sell
their business. His expertise is in the area of growth and business
development. He has also been involved in developing business
chapters in cities across Western Canada. In terms of charities he
has been involved with several groups including Habitat for
Humanity, United Way and local city soup kitchens. In terms of
Business Development and mentoring Mr. Des Marais has volunteered
with S.E.E.D.S mentorship review committee, ACE, YEA and university
alumni and speaking events. He has given presentations at the
University of Victoria and Simon Fraser University.
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